Divisas, she explained, meant we could pay in dollars instead of euros. We had a decision to make on the spot.
Know these two things before you depart on your trip:
- Divisas, or dynamic currency conversion, offered by the merchant is always worse than the one you’ll get from your credit card. Tell them no and pay in the local currency;
- What are your credit card’s foreign transaction fees? This can range from 0%-3%. Check NerdWallet.com for a list of credit cards that don’t charge foreign transaction fees.
So what did we decide that day at El Corte Inglés? We paid in dollars 😖