Two Credit Cards Tips To Save You Money While Traveling

Divisas, she explained, meant we could pay in dollars instead of euros. We had a decision to make on the spot.

Know these two things before you depart on your trip:

  1. Divisas, or dynamic currency conversion, offered by the merchant is always worse than the one you’ll get from your credit card. Tell them no and pay in the local currency;
  2. What are your credit card’s foreign transaction fees? This can range from 0%-3%. Check NerdWallet.com for a list of credit cards that don’t charge foreign transaction fees.

So what did we decide that day at El Corte Inglés? We paid in dollars 😖

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